Reply to Cheque Bounce Notice
- Fee
- from ₹99
- Turnaround
- 3-5 days
What this is
Reply to a cheque bounce notice you have received under Section 138 of the Negotiable Instruments Act. Our panel advocate records your side - that the cheque was security, the debt was already paid, the amount is disputed, or the notice is defective - and sends the reply to the sender by email and WhatsApp, with tracked speed post if you choose it.
What you get
A reply to the Section 138 notice, drafted, reviewed and signed by our panel advocate on letterhead, denying or explaining the liability point by point, recording any payment or settlement offer you choose to make, and reserving your defences. Sent to the sender by email and WhatsApp. Optional tracked speed post (+₹79) adds the dispatch receipt, tracking ID and delivery acknowledgement. Includes a short note on the fifteen-day payment window, the complaint the sender may file after it, and how the reply is used in that case.
How it works
- Upload the noticeThe notice you received, all pages, with the envelope or email showing the date you got it. We read it and pre-fill the cheque, amount and sender details.
- Tell us your sideWhy the cheque was given, what was paid, and what you dispute.
- Answer the advocate's questionsWhether the cheque was for security, whether the debt was paid, whether you asked the bank to stop payment, and whether you want to offer any amount.
- PayPay the fee. Tracked speed post is optional.
- Advocate drafts and signsOur panel advocate checks the notice for defects and the time position, drafts the reply and signs it on letterhead.
- Reply is sentThe reply goes to the sender by email and WhatsApp, and by speed post if chosen. You receive your copy and the next-steps note.
What to have ready
- Notice receivedAll pages, with the envelope, courier slip or email header showing the date received.
- Cheque copy and return memo (if you have it)If attached to the notice or available from your bank.
- Proof of payments made (if you have it)Bank statement, receipts or transfer screenshots.
- Agreement, invoice or chats with the sender (if you have it)Anything showing the real terms of the dealing.
- Bank statement for the return date (if you have it)Showing the balance and any stop-payment entry.
- Earlier notice or case papers (if you have it)If any.
- Your ID proof (if you have it)Optional.
What this is based on
- Negotiable Instruments Act 1881, S.138 (1881)
- 30 days to file complaint)
- BNSS 2023. (2023)